Payment Platform Architecture
Build Payment Platforms
That Scale to €13M+ GMV
End-to-end payment infrastructure: Visa & UnionPay card issuing, multi-currency rails, crypto-to-fiat, and embedded finance. Battle-tested architecture from someone who's built it.
Track Record
€13M+
Monthly GMV
Scaled payment volume
5,200+
Verified users
Full KYC compliance
66
Corporate accounts
B2B payment clients
30×
User growth
In under 12 months
Core Capabilities
Full-stack payment infrastructure expertise
3
Card schemes
Card Programme Management
Design and launch card programmes from scratch. Visa, UnionPay principal memberships. Apple Pay & Google Pay tokenization.
10+
Markets
Multi-Currency Infrastructure
GBP, USD, EUR rails with smart FX routing. Cross-border payments via TerraPay across 10+ markets.
<60s
Settlement
Crypto-to-Fiat Rails
TON, USDT, NOT on-ramps. Crypto card funding in under 60 seconds. Compliant off-ramps with instant settlement.
29+
Countries
Compliance Architecture
KYC/KYB/KYT flows. Travel Rule. MiCA-ready infrastructure. Geo-smart POA verification across 29+ countries.
How I Can Help
Payment platform services
0→1 Platform Build
Green-field payment platform architecture. From regulatory planning to production launch.
- Architecture blueprint
- Vendor selection
- Compliance framework
- Go-live roadmap
Scale & Optimize
Take your existing platform to the next level. Optimize costs, improve conversion, add new rails.
- Performance audit
- Cost optimization
- New payment methods
- Conversion tuning
Enterprise Integration
Connect payment infrastructure to banking cores, CRMs, and compliance systems.
- API architecture
- System integration
- Data pipelines
- Real-time reporting
Regulatory Strategy
Navigate EMI licensing, card scheme memberships, and cross-border compliance.
- License strategy
- Scheme applications
- Compliance playbooks
- Audit preparation
Technology Expertise
Battle-tested payment stack
Card Schemes
Payment Rails
Crypto
Infrastructure
Compliance
Analytics
Case Study: Altery
From zero to €13M+ monthly GMV in 12 months
Built a complete crypto + card platform from scratch. Launched multi-currency Visa cards, crypto on/off-ramps, and B2B payment infrastructure. Secured Visa & UnionPay principal memberships.
Questions about payment platforms
What payment platforms have you built?
Most recently, I built Altery's crypto + card platform from zero to €13M+ GMV. Before that, I led payment infrastructure at ECOMMPAY (B2B payments), Bank Otkritie (SME lending platform, ₽130B portfolio), and VTB Bank (car loan engine, corporate mortgages).
Do you help with card scheme applications?
Yes. I've secured Visa and UnionPay principal memberships at Altery. I can help with scheme selection, application strategy, and the technical requirements for becoming a principal member.
Can you help with crypto payment integration?
Absolutely. I've built compliant crypto-to-fiat rails with TON, USDT, and NOT. This includes on-ramps, off-ramps, and instant card funding—all with proper KYT and Travel Rule compliance.
What about regulatory compliance?
Compliance is built into every layer. I've worked with DFSA, Cyprus EMI, and UK FCA frameworks. All platforms include KYC/KYB/KYT, sanctions screening, and full audit trails.
Ready to build your payment platform?
Whether you're launching a new FinTech or scaling existing infrastructure, let's discuss how to build payment systems that grow with your business.